Commercial Loan Solutions
SBA 7(a) Loans
The SBA 7(a) Loan is one of the most versatile financing options available for small business owners. Backed by the U.S. Small Business Administration, these loans can be used for business acquisitions, purchasing commercial real estate, refinancing debt, working capital, equipment purchases, and business expansion. SBA loans offer lower down payments, longer repayment terms, and competitive interest rates.
SBA 504 Loans
SBA 504 Loans are specifically designed to help business owners purchase owner-occupied commercial real estate and large equipment. These loans provide long-term, fixed-rate financing with lower down payment requirements, making them an excellent option for businesses looking to preserve cash flow while investing in long-term assets.
Commercial Construction Loans
Commercial Construction Loans provide financing for the ground-up construction, expansion, or renovation of commercial properties. Funds are distributed in stages throughout the construction process, allowing developers and business owners to build office buildings, retail centers, multifamily properties, warehouses, and other commercial projects with flexible financing solutions.
Equipment Financing
Equipment Financing allows businesses to purchase machinery, vehicles, technology, and specialized equipment without depleting working capital. Financing options can be structured to match the expected life of the equipment while helping businesses preserve cash flow.
Working Capital Loans
Working Capital Loans provide businesses with the funds needed to cover daily operating expenses, payroll, inventory, marketing, and growth initiatives. These loans help companies maintain financial stability and capitalize on new opportunities without disrupting operations.
Business Acquisition Loans
Business Acquisition Loans provide financing for entrepreneurs and investors looking to purchase an existing business. These loans can be used for ownership transitions, franchise purchases, partner buyouts, and expansion opportunities, helping business owners achieve strategic growth.
Portfolio Loans
Portfolio Loans are customized financing solutions designed for investors with multiple properties or unique financing needs that may not fit conventional lending guidelines. These loans offer flexibility in underwriting and can be tailored to support long-term investment strategies.
Franchise Financing
Franchise Financing provides entrepreneurs with the capital needed to purchase, expand, or refinance franchise businesses. Financing can be used for franchise fees, equipment, working capital, real estate, and business expansion.
Lines of Credit
A Business Line of Credit provides ongoing access to capital that businesses can draw from as needed. This flexible financing solution is ideal for managing cash flow, covering unexpected expenses, purchasing inventory, or funding short-term opportunities.
Why Spartan Capital Group?
At Spartan Capital Group, we understand that every business and investment opportunity is unique. Our team provides customized financing solutions with access to a wide network of banks, private lenders, and institutional capital sources. Whether you’re purchasing commercial real estate, expanding your business, or building your investment portfolio, we’re committed to delivering strategic financing solutions with speed, expertise, and exceptional service.